Senior Manager - Regulatory Reporting

Senior Regulatory Reporting Manager – Impairment, Capital & Stress Testing

📍 Edinburgh (Hybrid – 3 days in office)

💷 £68,000 – £102,000 + bonus & strong benefits

🏦 Major UK retail bank (part of a Tier-1 banking group)

Are you a senior credit risk professional who enjoys turning complex risk numbers into clear insight and real decisions?

Our client is hiring a Senior Regulatory Reporting Manager to play a key role in how a major UK retail bank forecasts, explains and manages its credit risk, impairments and capital position — working closely with Group Risk colleagues in a Tier-1 banking environment.

This is a senior, hands-on risk role with real visibility, influence and scope to shape how things are done.

What you’ll be doing:

• Owning impairment and capital forecasting (IFRS9 & RWAs)
• Leading stress testing activity for internal planning and regulatory submissions
• Analysing portfolio performance and drivers — explaining why numbers move
• Challenging model outputs and assumptions (rather than building models day-to-day)
• Presenting clear, confident insights to senior risk and business stakeholders
• Leading improvement projects across impairment, capital and risk analytics
• Acting as a key interface between the retail bank and Group Risk teams

What we’re looking for:

You’ll likely come from a banking or consulting background, with experience across:

• Credit risk, impairment or capital management
• Stress testing and/or RWA calculations
• Working in highly regulated environments
• Translating complex analysis into practical, senior-level insight

You don’t need to tick every box, but experience with IFRS9, CRD IV, retail credit portfolios, and tools such as SQL, SAS or Python would be a strong plus.

Why this role stands out:

• Senior role with real influence, not just reporting
• Strong exposure to Group-level risk decision-making
• Hybrid working with a stable Edinburgh base
• Excellent long-term career progression within a major UK bank
• Competitive salary, bonus, pension and private healthcare